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Gold Loans

Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.

 

Quick and Easy Access to Funds

One of the most significant advantages of a gold loan is its quick processing. Financial emergencies often require immediate access to funds, and gold loans offer just that. The simple process involves minimal paperwork, ensuring borrowers can get the required funds swiftly. This speed can be crucial during medical emergencies, education expenses, or business needs.

 

High Loan Amounts Based on Gold Value

The loan amount you receive is directly proportional to the value of the gold you pledge. This means you can secure substantial amounts, making it suitable for significant expenses like business investments, education abroad, or debt consolidation. The value of gold is determined by its purity and current market rates, ensuring a fair evaluation.